Medical Professionals

We understand the financial world you work in

From your first year of training through to running your own practice, Profiniti provides accounting, tax, and advisory support built around the realities of a healthcare career. Director-led. Practically focused. Here for the long term.

Why Profiniti

Director-led advice

You deal directly with a senior adviser, not a junior handling your file.

Healthcare focused

We understand how healthcare professionals earn, structure, and build wealth.

Practical advice

No unnecessary complexity. We give you advice you can act on.

Long-term relationship

We are here for your whole career, not just your annual tax return.

Our connected services

Financing solutions for medical professionals.

Medical professionals have access to financing options most Australians do not. We coordinate the right lending support as part of our overall advice so your financing and structuring decisions always work together.

Residential Property Finance

Home and investment property lending, including LMI waiver options available to medical professionals.

Medical Practice Finance
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Finance to establish, purchase, or grow a medical practice, tailored to healthcare business structures.

Goodwill Cashout
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Access the equity in your practice or specialist rooms without selling your stake in the business.

SMSF Property Lending
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Limited recourse borrowing arrangements for self-managed super fund property investments.

Equipment and Fit-Out Finance
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Finance for clinical equipment, diagnostic tools, and practice fit-outs at competitive rates.

Cross-Collateralised Structures
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Lending structures that use multiple assets as security, often used in complex property portfolios.

Medical professional financing
Common questions

What medical professionals ask us

Answers to the questions we hear most from doctors, trainees, and allied health professionals when they first reach out.

Do I need an accountant who specialises in healthcare? +

Not every accountant understands how medical professionals earn, structure their affairs, or build wealth. Healthcare has unique features — contracting arrangements, practice structures, specialist income streams, and superannuation strategies that differ from most other professions.

Working with someone who understands this context from the outset saves time and avoids costly mistakes.

I am still a registrar. Is it too early to get advice? +

No — in fact, the earlier the better. The decisions you make as a registrar around contracting, ABN, tax structuring, and wealth accumulation have a compounding effect over time.

Getting the foundations right while your income is growing is far easier than restructuring later.

Should I set up a company or trust to reduce tax? +

It depends on your specific circumstances — your income level, stage of career, personal goals, and the nature of your work. Structures that work well for a practice owner may not be appropriate for a registrar or employed doctor.

We assess your situation before making any recommendation, not the other way around.

Can you help if I work across multiple hospitals or practices? +

Yes. Many of our clients work across multiple settings — public hospitals, private hospitals, consulting rooms, and locum arrangements simultaneously. We understand how these income streams interact and how to structure them efficiently.

Do I need an ABN if I am doing locum shifts? +

It depends on how the engagement is structured and whether you are genuinely contracting or effectively an employee under a different label. We assess your specific arrangements and advise on whether an ABN is required and what your tax obligations are.

How does Profiniti charge for its services? +

We work on fixed fees agreed upfront before any work begins. You always know exactly what you are paying for — there are no open-ended billing arrangements or unexpected invoices at year end.

Who will I deal with at Profiniti? +

You will always deal directly with a director. We do not hand work to junior staff or pass your file around. The person you meet at the start is the person who handles your affairs.

Can Profiniti help with property and investment strategy? +

Yes. We work with clients across tax-effective investment structuring, superannuation strategy, and property lending — including LMI waiver options available to medical professionals that most lenders do not publicise.

We coordinate your accounting, structuring, and financing so they work together rather than in isolation.

I am moving from the public system to private practice. Where do I start? +

This is one of the most significant financial transitions in a medical career. There are decisions to make around structure, billing, practice costs, superannuation, and insurance that all interact with each other.

We work through this with you methodically so you start the next stage on the right footing.

How do I get started with Profiniti? +

Book a free 15-minute call using the form below. No obligation and no jargon — just a straight conversation about where you are and whether we are the right fit for you.

Contact Us

Let us talk about where you are headed.

Whether you are just starting out or running a complex operation, we would love to understand your situation and explore how we can help.

We reply within one business day.

Chifley Tower, 2 Chifley Square
Sydney NSW 2000
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Suite 71, Ground Floor
135–153 New South Head Road
Edgecliff NSW 2027
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Registered Tax Agent ASIC Registered Agent
Profiniti Services, Registered Tax Agent Number: 24632973, ABN: 50 163 159 537
The information on this website is general in nature and does not constitute personal tax, financial or legal advice. It has been prepared without taking into account your individual objectives, financial situation or needs. Before acting on any information on this website, you should consider whether it is appropriate for your circumstances and seek advice from a qualified professional.

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